Personal Banking / Personal Loans / Home Loan

Home Loan

There are many reasons why people want to get a home loan.

Whether it's buying your first home, renovating your home, or even refinancing, you can fulfil all your dreams with a BSP Home Loan.

Our staff will guide you carefully, help you work out how much you can borrow and tell you what your repayments will be.

Buying your first home

Buying your first home is a major milestone and a positive step to your future. It means that you want to stop paying rent and get into your own house as soon as possible. It's a long term financial and emotional security for you and your family.

Renovating / extending your home

Need a new look to your home or you feel the need to extend? Whatever your reasons are, we'll find a solution to help you reach your dreams.

Refinance that fits

If you have a home loan somewhere else and for whatever reason you are not happy there, we can make it easy for you to switch to us. At BSP, we understand that refinance is more than just a loan - it's a step toward securing your financial future. We'll build a solution that supports your unique goals.

Where to apply?

You can speak to a Personal Lending Officer or a Branch Manager at your nearest local BSP Branch. You can obtain an application form from the branch or click here.

What do I need to bring with me?

Complete an application form;
Letter of confirmation of employment & remuneration from current employer;
Letter of offer from the customer confirming the purchase price and copy of the state lease;
Letter of acceptance form the vendor;
Evidence of 25% equity contribution by the customer;
Superannuation ID and copy of the latest statement;
Copy of Driver's Licence;
Salary Deduction Authority;
Confirmation of ownership of major assets advised e.g; Computer Folio for land title, copy of vehicle registration, must be provided with your application.
Bank account statements for the last 12 months if salary is credited into an account with another bank.
Loan account statements for the last 12 months if have loans with other financial institutions.